Personal Finance Syllabus

           Foundations in Personal Finance Course Syllabus

Image result for personal finance syllabusHonors EPF Syllabus

Instructor:

Mr. Ayres

 

 

Email:   

Jayres@pr2ta.com

 

 

Planning Time:

5th Hour

 

 

Text:      Dave Ramsey’s Foundations in Personal Finance

DESCRIPTION

Personal Finance is a course designed to help students understand the impact of individual choices on occupational goals and future earnings potential.  Topics covered will include income, money management, spending and credit, as well as saving and investing.  Students will design personal and household budgets, simulate use of checking and savings accounts, demonstrate knowledge of finance, debt, and credit management, and evaluate and understand insurance and taxes.  This course will provide a foundational understanding for making informed personal financial decisions. 

We will cover these topics: SAVINGS, INVESTING, CREDIT, DEBT, FINANCIAL RESPONSIBILITY, MONEY MANAGEMENT, INSURANCE, RISK MANAGEMENT, INCOME, and CAREERS

Every day, EVERY LESSON will matter.  These will be lessons that will make a difference in the choices you make with your money every day of your life. 

 
BE PREPARED

  • Be in your seat when the bell rings
  • Class begins promptly each day
  • Bring your notebook, something to write with, and a positive attitude
  • Bring your worksheets and handouts.  You get one copy.  Hold on to these.

GOOD MANNERS

  • Raise your hand if you have a question
  • Respect your peers, your teacher, and anyone who enters the room

ASSIGNMENTS

  • Make sure you put YOUR first and last name on all your work, the current date and hour
  • You can check your grades ANY time in class in Infinite Campus—please make this a good habit and stay informed

MAKE-UP WORK

  • You are responsible for all the material we cover
  • The best way to learn is to be here
  • It’s your responsibility to find out what you missed and need to make up

 CHEATING

  • Zero tolerance—this includes copying, pasting, printing extra copies of your assignment, using other people’s work or working in pairs when group work has not been designated.
  • Your password is to be kept confidential—this is your responsibility

 END OF CLASS

  • Remain in your seat until the bell rings and you are dismissed
  • Make sure your workstation is straightened up and your chair is pushed up under the table
  • All trash goes in the trash can or recycle bin

CLASSROOM RULES and PROCEDURES

Be on time, on task, and prepared to LEARN everyday

  • RESPECT yourself, your peers and teacher at all times
  • Be responsible for your own LEARNING
  • CLEAN UP after yourself and your peers
  • Keep all personal electronics PUT AWAY
  • Be in your seat and on time. Tardies are noted and referred to the appropriate administrator
  • Students may not modify any settings on the computer.  This includes printer settings, screensavers, desktop wallpaper, and desktop icons
  • After using the machines, always make sure you are properly logged off
  • Place chairs under desks after class
  • Workstations should be kept clean
  • No GAMES! No GAMES! No GAMES!! Unless given permission from teacher

Course Timeline / Assignments / Projects / Assessments

Week 1:  Chapter 1: Introduction to Personal Finance
 Course overview, parent interview, what is personal finance, budget building

Week 2:  Chapter 4: Debt
The true cost of ownership, debunking the credit myths, credit bureaus and identity theft

Week 3:  Chapter 3: Budgeting
Balancing a checking account, calculating net worth, importance of a zero-based budget

Week 4:  Chapter 2: Savings

Saving is an exercise of character, reasons to save, the 5 foundations, compound interests

Week 5:  Project: Career Family Budgeting

Week 6:  Life After High School

Beware and be wise, opportunity costs, the cost of being cool, marketing madness,

Week 7:  Bargain Shopping
Seven rules of negotiating, finding great deals, double discounts, computing discounts

Week 8:  Investing and Retirement
Investing 101, stocks, mutual funds, Roth IRA, rule of 72, employer benefits, retirement

Week 9:   HTMW Stock Challenge

Week 10: Insurance

Protecting your wealth, homeowners and renters insurance, auto insurance, blanket insurance

Week 11: Taxes

Types of taxes, reading a pay stub, tax rates, completing and filing taxes, TurboTax electronic tax filing

Week 12:  Giving

Make an impact, generosity, community needs, hand out study guide, review for final exam,

Week 13:  Review for final exam
Take final exam

 

Website by SchoolMessenger Presence. © 2018 West Corporation. All rights reserved.